Oliver Moore | November 10, 2022 | Updated on: March 28th, 2023

The Giropay Casino Review 2021: Everything You Need to Know and More

Amongst Austrian and German residents, Giropay ranks as one of the most sought-after payment mediums. As a result, it shouldn’t come as a surprise as most online casino players from these jurisdictions use a Giropay casino when placing wagers on their favourite games.

Giropay began its journey in 2005 but introduced itself into the banking scene in February 2006. Since then, up to 16% of Germans’ online transactions stem from the use of this payment provider. With Giropay, users can now make seamless and easy transactions on the internet directly from their bank accounts.

To ensure accessible and real-time financial dealings on the internet, Giropay has successfully garnered support from over 1500+ banks; and it’s accessible to more than 40 million users across Germany and Australia.

In the paragraphs below, we’ll be making a comprehensive inside look at what this payment medium is about, how intending users can get started, and what Aussies in the gambling scene can expect at any Giropay online casino.

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Giropay: Everything About This Payment Alternative

While you’re probably buzzing to know the offerings of a Giropay casino, it’s crucial to retrace our steps back to some essential facts inherent in this payment medium that some individuals have no clue about whatsoever.

To offer users the very best in terms of safety and security, Giropay adopts the extra security layer for data protection present in the German banking sector. Since transactions are possible through the safe and secure online niche of your bank, the fear of your details getting exposed is practically non-existent.

How’s this possible?

Giropay as a payment medium doesn’t require vital information such as your PIN code, TAN, or any other banking details peculiar to you. Additionally, there’s no need to download any app or extra piece of banking software to process transactions.

Here, any financial activity features a secure URL that usually starts with “HTTPS,” – indicating the merchant site uses an SSL encryption that nullifies data breaches of different forms.


How Do You Use Giropay?

If you’re familiar with other payment mediums like iDeal or Interac, transacting using Giropay shouldn’t be an arduous task.

When a player decides to find his/her account at a Giropay Casino, the website automatically redirects this individual to a login page to input relevant information.

With this process out of the way, the bank now displays the transaction information that requires processing. Here, the user has to input an account number and PIN.

Upon completing this task, the bank sends a Transaction Authentication Number (TAN) instantly, and the user will have to input this code to confirm the transaction.

After confirmation, the bank can now authorize the transfer and make real-time payments to the receiving party. Here, just like clockwork, the bank deducts the transferred amount from the sender’s account.

To wrap up the transaction, the financial institution will send a notification to the receiver, getting him/her up to speed with the fact that a successful transfer has just taken place. In the same vein, the depositor also gets informed of a successful money transfer.

Online Casinos and Giropay

To enjoy the offerings present at any online casino, players must make transactions. These transactions come in two forms: deposits and withdrawals. Here, we’ll be taking a closer look at how deposits and withdrawals occur at a Giropay casino.

For Deposits

Follow these easy steps:

  • Create an account with a Giropay casino.
  • Select “Giropay” as your preferred deposit method.
  • Enter the desired deposit amount and select your financial institution. Here, the site automatically redirects you to a page where you can input your account number and PIN code.
  • You should receive a Transaction Authentication Number (TAN) to confirm your transaction in a few seconds.
  • Input the TAN you’ve just received.

Viola! Now, your bank can authorize the transaction and send funds directly to your casino account in real-time.

For Withdrawals

Unfortunately, withdrawals aren’t possible at a Giropay casino as there’s no facility for that yet. However, players can make use of different payment alternatives like bank transfers to make withdrawal requests.

Charges and Timelines

Players using Giropay will never encounter any charge using this service, and there’s more. On the other hand, your bank won’t impose extra costs for using this payment medium, a win-win for both parties involved.

However, it’s crucial to note that charges with different banks might vary between the ambits of 0.9% and 1.2%, alongside a standard transaction charge of €0.08.

Concerning timelines, players that make deposits to their Giropay casino accounts are sure to receive them instantly and can now begin their wagering journey at the numerous slot and table games available.

Pros and Cons Associated With Giropay

Like any other payment medium in any casino, there’s always bound to be some advantages and disadvantages. Let’s see how this casino type fares in this aspect.

giropay advantages


For starters, the most significant advantage inherent with Giropay is that financial transactions happen in real-time. Here, it’s only a matter of seconds before players receive funds in their respective casino accounts.

Also, players do not need to create a separate Giropay account to enjoy its offerings. To use this service, all you need to have is an online account at any financial institution supported by Giropay. With this development, players can make transactions anonymously without any reservations.

Unlike other payment alternatives that aren’t eligible for bonuses, German and Austrian players can get a casino bonus with Giropay as most online casinos support it.


The main drawback of Giropay is that it’s only available for German and Austrian players. With this development, players based in Australia can’t use a Giropay online casino, except they’re in jurisdictions where this payment provider is rooted.

Another major disadvantage is the presence of only one currency – Euros (€). Additionally, although deposits are possible with Giropay, it’s impossible to make withdrawals. Here, players might want to make use of other payment alternatives to receive funds.


A payment medium only available in Germany and Austria, Giropay offers quick and easy online banking in coalition with almost 1500+ financial institutions present in these jurisdictions. Giropay users are sure to make transactions that are secure and safe, using numerous security layers to prevent data breaches.

However, despite its noticeable absence in order countries, this payment medium sets the tone for online banking by offering casino players in markets they dominate – the chance to place wagers instantly, as transactions take place in seconds.

  • What Is Giropay?

    Giropay is an online payment medium common among German residents to make money transfers directly from their bank accounts.
  • Is Giropay Safe?

    Yes, Giropay is safe. Using this payment alternative, only your bank has access to sensitive data ranging from your bank account number and PIN code. To ensure top notch standards across the board, Giropay integrates security systems inherent in the German banking sector.
  • Can I Make a Deposit Using Giropay?

    To make a deposit, all you need to do is make Giropay as your preferred payment alternative, choose your bank, input your banking details, and process the transaction using your TAN. After you're done with this process, the online casino of your choosing redirects you to the game lobby to place wagers.
  • Are Payments Possible When You're Not Registered on Giropay?

    As long as your online financial institution supports Giropay, you can make seamless transactions without having to register.